# Lunch
> Lunch is an embedded financing company that accelerates payments for vendors who sell to government agencies. Zero cost to the government. No process changes. Vendors get paid in 1-3 days instead of 60-90.

## Key Pages
- [Home](https://www.lunchpayments.com/): Overview of Lunch's embedded financing for government and business
- [For Government Agencies](https://www.lunchpayments.com/government): Why cities and school districts partner with Lunch
- [For Businesses](https://www.lunchpayments.com/businesses): How vendors use Lunch to get paid immediately
- [For Platforms](https://www.lunchpayments.com/platforms): Embedded financing API for procurement and payment platforms
- [Contact / Learn More](https://www.lunchpayments.com/learnmore): Get in touch with the Lunch team

## Key Facts
- Founded 2021, Santa Monica CA
- Founders: Cullen Gallagher (CEO), Jason Friedberg
- Backed by Mudita Venture Partners
- Active in K-12 education and municipal government
- Not a loan — purchase of approved receivables at a flat fee
- No credit check required for vendors
- Reports paid invoices to Experian (builds vendor credit)