Turnkey from the first invoice
Your city signs one agreement. We handle the vendor outreach, the enrollment, the funding, and the support. Here's the program from both sides.
For your city
Three things happen on the city side, and only the first asks anything of your team.
You connect your invoice data
We connect to your ERP to read which invoices are approved and when they're scheduled to be paid, and to update payment details for the vendors who enroll. Your approval workflow, your payment run, and your controls are untouched.
We enroll and support your vendors
We reach out, enroll the vendors who want in, and answer their questions from then on. Your finance department doesn’t field the calls.
You pay on your normal timeline
Same amount, same date, same vendor. Whether or not a vendor took early payment, your outflow is identical.
For the vendor
A vendor never applies for anything. The program comes to them, one invoice at a time.
A notification arrives
Once the city approves an invoice, Lunch emails the vendor. The email shows that specific invoice, the flat fee, and the exact amount they’d receive.
They decide, invoice by invoice
Every approved invoice is its own decision. A vendor can accelerate one and wait on the next, with no minimum and no commitment either way.
Doing nothing is always an option
If a vendor ignores the email, nothing happens. The city pays them directly on its normal schedule, exactly as it would have without the program. That’s the default for every invoice.
Funds go out, credit gets built
For the invoices a vendor does accept, we send money the same day and report the payment to the credit bureaus.
Want to walk through it with us?
We'll go step by step with your finance and procurement leads and show you the paperwork before you commit to anything.
Talk to us